Southern Pacific Mortgage Limited (SPML) is one of the UK's fastest growing specialist mortgage lenders who provide mortgage finance to meet the circumstances of a wide variety of customers ranging from Prime to Non Conforming, Buy To Let, Right To Buy, Self Certification and Bridging Finance.

SPML is a different kind of lender who believes that past bad credit problems should not stop people from obtaining finance on fair terms. It is their belief that people with a bad credit history, and adverse credit ratings whose financial circumstances have improved, should have the opportunity to put these problems behind them and be able to apply and receive a mortgage.

SPML comply with all relevant legal and regulatory requirements, including the Mortgage Code, a copy of which is available on request. They are also full members of the Council of Mortgage Lenders. In September 2002, SPML became an wholly owned subsidiary of Lehman Brothers, one of the world's leading investment banks.